Bruce,
     Thanks!  The wizard form looks much better.  Please see the attached image.  I do see an issue on Page 2, seen in my attached image.  When I first go to Page 2, the Save button is disabled, as expected.  However, as soon as I select one of the check boxes, the Save button is enabled, even before I move to the last page.  On the template settings, I do not have the Save button "always on".  Any thoughts on why this happens?
Jeff